Easy Cheesy Tex-Mex Nachos

Featured in: Lunch Nosh

This easy sheet-pan nachos dish features crispy tortilla chips loaded with seasoned ground beef and a blend of cheddar and Monterey Jack cheese. Topped with black beans, corn, tomatoes, red onion, jalapeño, olives, and fresh cilantro, it delivers a satisfying combination of textures and flavors. Baked simply on one pan, it’s a crowd-pleasing option perfect for quick meals or gatherings. Serve with sour cream, salsa, and guacamole for an added burst of flavor and creaminess.

Updated on Mon, 22 Dec 2025 12:09:00 GMT
Easy Sheet-Pan Nachos: a Tex-Mex delight of melted cheese over seasoned beef and crunchy chips. Save
Easy Sheet-Pan Nachos: a Tex-Mex delight of melted cheese over seasoned beef and crunchy chips. | grinnosh.com

One Saturday during a playoff game, I threw nachos together because I'd forgotten to plan snacks. The tray came out of the oven golden and bubbling, and nobody touched the fancy dips I'd stressed over earlier. By halftime, the pan was scraped clean and everyone wanted the recipe. That's when I realized the best party food doesn't need a plan, just a hot oven and good cheese.

I made these for my sister's birthday once, and she ate them standing at the counter still holding her coat. She said it reminded her of the nachos we used to get at the mall, except better because the toppings were still cold and crunchy against the hot cheese. Now she asks for them every year instead of cake.

Ingredients

  • Ground beef: Browns fast and soaks up all the spices. If it releases a lot of fat, drain it off or the chips will get soggy.
  • Chili powder: The backbone of that Tex-Mex flavor. Don't skip it, even if you're not big on heat.
  • Ground cumin: Adds warmth and a little earthiness that balances the richness of the cheese.
  • Smoked paprika: Gives a subtle smoky note without needing to fire up a grill.
  • Garlic powder and onion powder: These two make everything taste more intentional, like you simmered a sauce for hours.
  • Tortilla chips: Use sturdy ones, the thin restaurant-style chips collapse under all the toppings.
  • Cheddar cheese: Sharp cheddar melts beautifully and has the tangy bite nachos need.
  • Monterey Jack cheese: Melts smooth and creamy, filling in all the gaps between chips.
  • Tomato: Dice it small so it scatters evenly and adds little bursts of freshness.
  • Red onion: A small amount gives sharpness without overwhelming. Rinse it under cold water if it's too strong.
  • Jalapeño: Slice thin and remove the seeds unless you want real heat.
  • Black beans and sweet corn: They add color, texture, and make the nachos feel more filling.
  • Black olives: Optional, but they bring a briny contrast to all the richness.
  • Cilantro: Fresh and bright, it wakes everything up right before serving.
  • Sour cream, salsa, and guacamole: These aren't optional in my house. Let people build their own bite.

Instructions

Preheat and prep:
Set your oven to 200°C (400°F) and line a big rimmed baking sheet with parchment or foil. This makes cleanup almost instant.
Brown the beef:
Cook the ground beef in a skillet over medium-high heat, breaking it apart as it browns. It should take about 5 or 6 minutes, and if there's a lot of grease, pour most of it off.
Season the meat:
Stir in chili powder, cumin, smoked paprika, garlic powder, onion powder, salt, and pepper. Let it cook for one more minute until it smells toasty and warm.
Layer the chips:
Spread tortilla chips across the baking sheet in an even layer. Don't pile them too high or the bottom ones won't get crispy.
Add the beef and extras:
Spoon the seasoned beef over the chips, then scatter black beans and corn on top. Try to distribute everything so each chip gets a little bit.
Cover with cheese:
Sprinkle both cheeses evenly over everything. The more coverage, the better.
Bake:
Slide the tray into the oven and bake for 8 to 10 minutes, until the cheese is melted and bubbling at the edges. Watch it closely near the end so nothing burns.
Top and serve:
Pull the nachos out and immediately add tomato, red onion, jalapeño, olives, and cilantro. Serve right away with sour cream, salsa, and guacamole on the side.
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The first time I brought these to a potluck, someone asked if I'd catered them. I laughed because I'd made them in 20 minutes while still in my work clothes. But that's the thing about nachos: they look generous and thoughtful, even when you're winging it.

Make It Your Own

Swap the ground beef for shredded rotisserie chicken, or skip the meat entirely and load up on black beans and roasted peppers. I've used leftover carnitas before and it was incredible. If you want spice, add pepper jack cheese or drizzle hot sauce over the top before baking. You can also throw on pickled jalapeños instead of fresh ones for extra tang.

Keeping Them Crispy

The secret is serving them right out of the oven. If they sit for more than a few minutes, the steam from the toppings softens the chips. I sometimes put the fresh toppings in small bowls on the side so people can add their own, which keeps everything crisp longer. Also, use a sturdy chip. The thin ones disintegrate under all that cheese and beef.

What to Serve Alongside

These nachos are filling enough to be dinner, especially if you add extra beans or serve them with Mexican rice on the side. For a party, I'll set out a few dips, lime wedges, and maybe some tortilla chips that aren't loaded yet, just in case someone wants to keep snacking. A cold beer or a lime soda works perfectly.

  • Set out small bowls of extra toppings so people can customize their plate.
  • If you're feeding a crowd, bake two trays back to back instead of piling one too high.
  • Leftover seasoned beef keeps well in the fridge and reheats great for tacos or quesadillas.
Golden, bubbling Easy Sheet-Pan Nachos, a perfect tray of baked tortillas with favorite toppings and cheese. Save
Golden, bubbling Easy Sheet-Pan Nachos, a perfect tray of baked tortillas with favorite toppings and cheese. | grinnosh.com

These nachos have saved more last-minute dinners and lazy weekends than I can count. They're proof that sometimes the simplest things, done right, are exactly what everyone wants.

Recipe FAQ

Can I make this dish vegetarian?

Yes, substitute the ground beef with plant-based mince or add extra black beans for a vegetarian-friendly version.

What cheeses work best for this dish?

Cheddar and Monterey Jack cheeses melt well and provide a rich, creamy texture. Pepper Jack can be added for extra spice.

How do I keep the chips crispy after baking?

To maintain crispiness, bake just until the cheese melts and serve immediately. Avoid covering or letting sit too long.

Can I add more heat to the dish?

Absolutely. Include pickled jalapeños, hot sauce, or spicy ground spices to increase the heat level.

Is this dish gluten-free?

Using certified gluten-free tortilla chips and seasonings ensures the dish remains gluten-free.

Easy Cheesy Tex-Mex Nachos

A quick Tex-Mex dish with crispy chips, melted cheese, seasoned beef, and fresh colorful toppings baked together.

Prep duration
10 min
Cook duration
15 min
Complete duration
25 min
Created by Hannah Lewis

Type Lunch Nosh

Skill level Easy

Heritage Tex-Mex

Output 4 Portions

Dietary guidelines None specified

Components

Protein

01 1/2 lb ground beef (alternatively ground turkey or plant-based mince)

Spices

01 1 tsp chili powder
02 1/2 tsp ground cumin
03 1/2 tsp smoked paprika
04 1/2 tsp garlic powder
05 1/2 tsp onion powder
06 1/4 tsp salt
07 1/4 tsp black pepper

Base

01 7 oz tortilla chips (about 1 large bag)

Cheese

01 2 cups shredded cheddar cheese
02 1 cup shredded Monterey Jack cheese

Toppings

01 1 medium tomato, diced
02 1/2 small red onion, finely chopped
03 1 small jalapeño, thinly sliced (optional)
04 1/4 cup canned black beans, drained and rinsed
05 1/4 cup canned sweet corn, drained
06 2 tbsp sliced black olives (optional)
07 2 tbsp chopped fresh cilantro

To Serve

01 Sour cream, salsa, and guacamole

Directions

Stage 01

Preheat oven and prepare baking sheet: Preheat oven to 400°F. Line a large rimmed baking sheet with parchment paper or foil for easy clean-up.

Stage 02

Cook ground beef: In a skillet over medium-high heat, cook ground beef, breaking it up with a spoon, until browned and cooked through, about 5 to 6 minutes. Drain excess fat if necessary.

Stage 03

Season cooked beef: Stir in chili powder, ground cumin, smoked paprika, garlic powder, onion powder, salt, and black pepper. Cook for 1 minute until fragrant then remove from heat.

Stage 04

Assemble nachos: Spread tortilla chips evenly over the prepared baking sheet. Top with cooked beef mixture, then sprinkle black beans and corn evenly over the top.

Stage 05

Add cheese: Scatter shredded cheddar and Monterey Jack cheese evenly across the nachos.

Stage 06

Bake: Bake for 8 to 10 minutes or until cheese is melted and bubbling.

Stage 07

Add fresh toppings: Remove from oven and immediately top with diced tomato, red onion, jalapeño slices, olives, and chopped cilantro.

Stage 08

Serve: Serve hot with sour cream, salsa, and guacamole on the side.

Necessary tools

  • Large rimmed baking sheet
  • Skillet
  • Spatula or wooden spoon
  • Parchment paper or foil
  • Knife and cutting board

Allergy details

Review each component for potential allergens and consult with healthcare professionals if you're uncertain about ingredients.
  • Contains milk (cheese, sour cream) and possible gluten if chips or seasonings are not certified gluten-free.
  • May contain soy depending on brand of chips or plant-based mince.

Nutrient content (per portion)

These values are approximate guidelines only and shouldn't replace professional nutritional advice.
  • Energy: 465
  • Fats: 25 g
  • Carbohydrates: 37 g
  • Proteins: 23 g