Tortilla Wrap Beans Cheese

Featured in: Dinner Grin

This quick and easy Tex-Mex style baked tortilla features a flavorful filling of black beans, shredded cheddar and Monterey Jack cheeses, corn, and diced bell peppers. Seasoned with cumin, smoked paprika, and chili powder, the filling is divided among quarters of a tortilla before folding into layered triangles and baking until crisp and golden. Optional toppings like salsa, sour cream, avocado, and cilantro add freshness and zest. Perfect for a satisfying vegetarian main dish or snack ready in under 40 minutes.

Updated on Tue, 18 Nov 2025 15:50:00 GMT
Baked tortilla wrap hack with beans and cheese, crispy golden brown, ready for serving with toppings. Save
Baked tortilla wrap hack with beans and cheese, crispy golden brown, ready for serving with toppings. | grinnosh.com

A fun, customizable baked tortilla wrap filled with creamy beans and melty cheese—perfect for a quick, satisfying meal or snack.

I first tried this wrap hack on a busy afternoon when everyone wanted something different. With assorted beans and cheeses on hand, it turned into a fun kitchen project that satisfied the whole family.

Ingredients

  • Large flour tortillas: 4 count
  • Canned black beans: 1 1/2 cups, drained and rinsed
  • Shredded cheddar cheese: 1 cup
  • Shredded Monterey Jack cheese: 1/2 cup
  • Corn kernels: 1/2 cup (fresh, frozen, or canned)
  • Diced red bell pepper: 1/2 cup
  • Finely chopped red onion: 1/4 cup
  • Ground cumin: 1 tsp
  • Smoked paprika: 1 tsp
  • Chili powder: 1/2 tsp
  • Garlic powder: 1/2 tsp
  • Salt and pepper: to taste
  • Chopped fresh cilantro: 1/4 cup (optional topping)
  • Salsa: 1/2 cup (optional topping)
  • Sour cream: 1/4 cup (optional topping)
  • Avocado: 1, sliced (optional topping)

Instructions

Prep Oven and Pan:
Preheat the oven to 400°F (200°C). Line a sheet pan with parchment paper.
Prepare Filling:
Combine black beans, corn, bell pepper, red onion, cumin, smoked paprika, chili powder, garlic powder, salt, and pepper in a medium bowl. Toss to mix evenly.
Prepare Tortillas:
Place a tortilla on a flat surface. Using a knife, make a single cut from the center to the edge.
Add Fillings:
Divide the tortilla into four quarters in your mind. Add bean mixture to one quarter, cheddar cheese to another, Monterey Jack to the third, and leave the fourth for toppings if you wish.
Fold Wraps:
Starting at the cut, fold each quarter over the next, forming a layered triangle wrap.
Repeat:
Repeat the process with the remaining tortillas and fillings.
Bake Wraps:
Place folded wraps onto the prepared pan. Brush lightly with oil or use cooking spray.
Baking:
Bake for 15–20 minutes, flipping halfway, until golden and crisp.
Serve:
Serve hot, topped with salsa, sour cream, avocado, and cilantro if desired.
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These wraps are always a hit at our family game nights. Everyone gets to choose their own toppings, and even picky eaters come back for seconds.

Required Tools

Sheet pan, parchment paper, mixing bowl, knife, spatula

Allergen Information

Contains wheat (flour tortillas) and dairy (cheese, sour cream). Check all ingredient packaging for cross-contamination warnings.

Nutritional Information

Each wrap, without extra toppings, contains about 355 calories, 13 g fat, 46 g carbohydrates and 14 g protein.

A close-up of a cheesy tortilla wrap hack, filled with black beans and spices, fresh from the oven. Save
A close-up of a cheesy tortilla wrap hack, filled with black beans and spices, fresh from the oven. | grinnosh.com

Bake, serve, and watch these tortilla wraps disappear fast. This recipe makes for a quick meal or a hearty snack any time.

Recipe FAQ

Can I use different beans in this dish?

Yes, you can substitute black beans with pinto or refried beans for a variation in flavor and texture.

What cheeses work best for melting here?

Cheddar and Monterey Jack cheeses melt beautifully, providing creamy texture and rich flavor.

How do I prevent the tortillas from becoming soggy?

Folding the tortilla into layered triangles and baking on a parchment-lined sheet helps them crisp evenly without sogginess.

Are there any suggested toppings to enhance the flavors?

Fresh salsa, sour cream, sliced avocado, and chopped cilantro add brightness and balance to the dish.

Can this be prepared ahead of time?

The filling can be prepared in advance and assembled just before baking for freshness and convenience.

Tortilla Wrap Beans Cheese

A baked tortilla filled with creamy beans, cheddar cheese, and fresh vegetables for a quick, flavorful meal.

Prep duration
15 min
Cook duration
20 min
Complete duration
35 min
Created by Hannah Lewis


Skill level Easy

Heritage Tex-Mex

Output 4 Portions

Dietary guidelines Meat-free

Components

Tortillas & Fillings

01 4 large flour tortillas
02 1 1/2 cups canned black beans, drained and rinsed
03 1 cup shredded cheddar cheese
04 1/2 cup shredded Monterey Jack cheese
05 1/2 cup corn kernels (fresh, frozen, or canned)
06 1/2 cup diced red bell pepper
07 1/4 cup finely chopped red onion

Seasonings

01 1 teaspoon ground cumin
02 1 teaspoon smoked paprika
03 1/2 teaspoon chili powder
04 1/2 teaspoon garlic powder
05 Salt and pepper, to taste

Toppings (optional)

01 1/4 cup chopped fresh cilantro
02 1/2 cup salsa
03 1/4 cup sour cream
04 1 avocado, sliced

Directions

Stage 01

Preheat oven and prepare pan: Preheat the oven to 400°F. Line a sheet pan with parchment paper.

Stage 02

Combine filling ingredients: In a medium bowl, mix black beans, corn, diced red bell pepper, red onion, ground cumin, smoked paprika, chili powder, garlic powder, salt, and pepper until evenly combined.

Stage 03

Prepare tortilla cuts: Place one tortilla on a flat surface and slice from the center to the edge, forming a single cut.

Stage 04

Assemble filling quarters: Mentally divide the tortilla into four sections: add bean mixture to the first quarter, shredded cheddar to the second, Monterey Jack cheese to the third, leaving the fourth quarter open for toppings if desired.

Stage 05

Fold tortilla layers: Starting at the cut, fold the first quarter over the second, then fold that over the third, and finally fold over the fourth quarter to form a layered triangular wrap.

Stage 06

Repeat assembly: Repeat the folding process with remaining tortillas and fillings.

Stage 07

Prepare wraps for baking: Arrange folded wraps on the prepared pan and lightly brush or spray with cooking oil.

Stage 08

Bake wraps: Bake for 15 to 20 minutes, flipping once halfway through, until wraps are golden and crisp.

Stage 09

Serve with optional toppings: Serve wraps warm with optional toppings such as salsa, sour cream, sliced avocado, and chopped cilantro.

Necessary tools

  • Sheet pan
  • Parchment paper
  • Mixing bowl
  • Knife
  • Spatula

Allergy details

Review each component for potential allergens and consult with healthcare professionals if you're uncertain about ingredients.
  • Contains wheat (flour tortillas) and dairy (cheese, sour cream).

Nutrient content (per portion)

These values are approximate guidelines only and shouldn't replace professional nutritional advice.
  • Energy: 355
  • Fats: 13 g
  • Carbohydrates: 46 g
  • Proteins: 14 g